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We are committed to maintaining the confidentiality, integrity, and security of your personal information. When you provide personal information, we believe that you should be aware of our policies to protect the confidentiality of that information.
In order to ensure we are able to offer and provide you with the most appropriate services, we collect nonpublic personal information about you from the following sources:

- Information we receive from you on applications or other forms;

- Information about your transactions with us, our affiliates, or others; and

- Information we receive from consumer-reporting agencies.

We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law.

We reserve the right to disclose all of the information that we collect, as described above, to any affiliates that we may have at the tome and to the following types of third parties:

- Financial service providers, such as insurance companies, agents, and brokers.

The law permits us to share certain kinds of information with our affiliates, including identifying information and information about your transactions with us. We may also share other information with our affiliates, including information we receive from you on applications and other forms, and information we receive from consumer-reporting agencies. If you prefer that we do not share these kinds of information with our affiliates, you may direct us not to share this information by calling us at the following toll-free number: 800-845-8031, or by sending us a letter to this effect to: PO Box 154 Sibley, IA 51249.

We restrict access to nonpublic personal information about you to those employees with a legitimate business need for the information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard and protect your nonpublic personal information.

Thank you for your assistance and cooperation. Our only goal is to ensure that we provide the best products and services to you, and that we comply with all federal and state laws applicable to you and your business. Please feel free to contact us in the event you should have any questions or need further information.